Mastercard Open Banking (Finicity) Charles Schwab (Direct API) logo and current status indicator

Mastercard Open Banking (Finicity) Charles Schwab (Direct API) Status

Operational

mastercard.com

checked Sep 16, 2026 3:53 PM UTC · Mastercard Open Banking (Finicity) Charles Schwab (Direct API)'s official status page

Is Mastercard Open Banking (Finicity) Charles Schwab (Direct API) Having Issues?

No. Mastercard Open Banking (Finicity) Charles Schwab (Direct API) is up and running.

Mastercard Open Banking (Finicity) Charles Schwab (Direct API) is currently operational with all systems functioning normally.

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Service health

The record

90 day period · not affected by the range above
Availability
99.95%
This component only
Incidents
1
Recorded for Charles Schwab (Direct API)
Longest incident
1h 5m
Single worst stretch

Availability counts operational or degraded time as available for this component alone. Partial outages count as half downtime and major outages count in full, scheduled maintenance is excluded from the calculation, and periods with no recorded status are counted as available rather than assumed down. Figures cover this component only — the service-wide record is on the Charles Schwab (Direct API) service page.

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