Plaid

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Last checked from Plaid's official status page

Historical record of incidents for Plaid

Report: "Identity Verification downtime"

Last update
monitoring

The Identity Verification product experience downtime today from 10.14am UTC till 10.22am UTC. All systems are currently back operational.

Report: "Identity Verification API errors"

Last update
investigating

Identity Verification endpoints are currently experiencing unexpected intermittent downtime due to cloud provider availability issues. We are actively investigating and working to mitigate this issue.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Wells Fargo Scheduled Maintenance"

Last update
Scheduled

Wells Fargo is planning maintenance from 18:00-20:00 UTC on 3, June. During this window, we expect up to 120 minutes of downtime for Item adds, API calls and scheduled updates.

In progress

Scheduled maintenance is currently in progress. We will provide updates as necessary.

Report: "Chase Scheduled Maintenance"

Last update
Scheduled

Chase is planning maintenance from 01:00-03:00 UTC on 31, May. During this window, we expect up to 120 minutes of downtime for Item adds, API calls and scheduled updates.

In progress

Scheduled maintenance is currently in progress. We will provide updates as necessary.

Report: "Link performance degradation in Sandbox"

Last update
resolved

This incident has been resolved.

monitoring

This issue has been mitigated. We are closely monitoring our systems as we recover.

identified

We are experiencing degraded performance with Link in Sandbox. This impact is limited to the Sandbox environment and is not affecting production Link. We are actively investigating and working to mitigate this issue.

Report: "Link performance degradation in Sandbox"

Last update
Identified

We are experiencing degraded performance with Link in Sandbox. This impact is limited to the Sandbox environment and is not affecting production Link. We are actively investigating and working to mitigate this issue.

Report: "API downtime"

Last update
resolved

This incident has been resolved.

monitoring

We are continuing to monitor for any further issues.

monitoring

Our API is currently experiencing unexpected intermittent downtime with error rates less than 1% due to cloud provider availability issues. We are actively investigating and working to mitigate this issue.

Report: "API downtime"

Last update
Update

We are continuing to monitor for any further issues.

Monitoring

Our API is currently experiencing unexpected intermittent downtime with error rates less than 1% due to cloud provider availability issues.We are actively investigating and working to mitigate this issue.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "API downtime (Production)"

Last update
resolved

Our API experienced unexpected downtime on Thursday, May 22, 2025 from 05:55 PT - Thursday, May 22, 2025 05:59 PT and again on Thursday, May 22, 2025 from 06:16 PT - Thursday, May 22, 2025 06:20 PT . This incident has been resolved.

Report: "API downtime (Production)"

Last update
Resolved

Our API experienced unexpected downtime on Thursday, May 22, 2025 from 05:55 PT - Thursday, May 22, 2025 05:59 PT. This incident has been resolved.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "API degradation (Sandbox)"

Last update
resolved

We experienced elevated error rates for Sandbox API calls on Tuesday, May 13, 2025 from 11:00 ET to 13:40 ET. This incident has been resolved.

Report: "API degradation (Sandbox)"

Last update
Resolved

We experienced elevated error rates for Sandbox API calls on Tuesday, May 13, 2025 from 11:00 ET to 13:40 ET. This incident has been resolved.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Elevated Item add errors"

Last update
resolved

We think the impact from the issue is over.

monitoring

Plaid experienced elevated error rates for Item adds from 16:45 to 16:55 UTC. We are closely monitoring our systems as we recover.

Report: "Elevated Item add errors"

Last update
Monitoring

Plaid experienced elevated error rates for Item adds from 16:45 to 16:55 UTC.We are closely monitoring our systems as we recover.

Report: "Service Disruption Impacting Chase connections"

Last update
resolved

This incident has been resolved.

investigating

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Service Disruption Impacting Chase connections"

Last update
Investigating

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Elevated API errors"

Last update
resolved

This incident has been resolved.

monitoring

We are experienced elevated error rates for /transactions/recurring/get API calls. We have mitigated the issue and are monitoring.

Report: "Transaction Updates Delayed"

Last update
resolved

Impact for the issue is over

monitoring

We are currently experiencing delays in our Transaction updates. We have resolved the issue and are ramping updates back up linearly over the next few hours.

Report: "Link performance degradation for Plaid Check"

Last update
resolved

This incident has been resolved.

monitoring

This issue has been mitigated. We are closely monitoring our systems as we recover.

investigating

We are experiencing degraded performance with Link for Plaid Check (Consumer Report). AT&T users are experiencing errors with SMS messages. We have identified the root cause of the issue and are actively working to mitigate the impact.

Report: "Link performance degradation for Plaid Check"

Last update
Investigating

We are experiencing degraded performance with Link for Plaid Check (Consumer Report). AT&T users are experiencing errors with SMS messages. We have identified the root cause of the issue and are actively working to mitigate the impact.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
Investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Elevated /transfer/authorization/create errors"

Last update
resolved

This incident has been resolved.

investigating

/transfer/authorization/create requests are experiencing elevated rates of approved transfers with `ERROR` decision rationale codes as of 3:00 AM PST

Report: "Elevated /transfer/authorization/create errors"

Last update
Investigating

/transfer/authorization/create requests are experiencing elevated rates of approved transfers with `ERROR` decision rationale codes

Report: "Service Disruption Impacting Capital One connections"

Last update
resolved

This incident has been resolved.

investigating

Capital One is currently experiencing downtime impacting all channels and data recipients. Item adds are succeeding, however API calls through Plaid are impacted. We will provide an update when Capital One has resolved the issue.

Report: "Service Disruption Impacting Capital One connections"

Last update
Investigating

Capital One is currently experiencing downtime impacting all channels and data recipients. Item adds are succeeding, however API calls through Plaid are impacted. We will provide an update when Capital One has resolved the issue.

Report: "Transfers API downtime"

Last update
resolved

This incident has been resolved.

monitoring

Our Transfers API has experienced downtime between 11:30 AM PST and 11:50 AM PST. We are actively investigating and working to mitigate this issue.

Report: "Transfers API downtime"

Last update
Monitoring

Our Transfers API has experienced downtime between 11:30 AM PST and 11:50 AM PST. We are actively investigating and working to mitigate this issue.

Report: "Elevated Asset Report generation delays and errors"

Last update
resolved

This incident has been resolved.

monitoring

This issue has been mitigated. We are closely monitoring our systems as we recover.

identified

The issue has been identified and a fix is being implemented.

investigating

We are currently experiencing elevated delays and errors in Asset Report generation. We are actively investigating and working to mitigate this issue.

Report: "Elevated Asset Report generation delays and errors"

Last update
Investigating

We are currently experiencing elevated delays and errors in Asset Report generation. We are actively investigating and working to mitigate this issue.

Report: "Elevated Chase errors"

Last update
resolved

This incident has been resolved.

identified

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Elevated Chase errors"

Last update
Identified

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Elevated API errors for Income Insights"

Last update
resolved

This incident has been resolved.

monitoring

The income insights product experienced elevated errors from 2:28 PM UTC to 2:40 PM UTC. This incident has been resolved.

Report: "Elevated API errors for Income Insights"

Last update
Monitoring

The income insights product experienced elevated errors from 5:28 PM UTC to 5:40 PM UTC. This incident has been resolved.

Report: "Scheduled maintenance"

Last update
Scheduled

Plaid is planning maintenance from 6:00-9:00 UTC on the 2nd of April. During this window, we expect up to 5 minutes of downtime for all API routes.

In progress

Scheduled maintenance is currently in progress. We will provide updates as necessary.

Report: "Elevated API errors on /identity_verification/create"

Last update
resolved

A full fix has been released and the issue has been resolved

identified

We've released a fix for /identity_verification/create and requests are being processed normally again.

identified

We have identified an issue with some API requests to /identity_verification/create not being accepted. A rollback is being deployed.

Report: "Elevated API errors on /identity_verification/create"

Last update
Identified

We have identified an issue with some API requests to /identity_verification/create not being accepted. A rollback is being deployed.

Report: "Documentation page inaccessible"

Last update
resolved

Marking as resolved.

monitoring

Plaid's API documentation was momentarily inaccessible due to a permissions change. We expect this incident to be fully resolved.

Report: "Documentation page inaccessible"

Last update
Resolved

Marking as resolved.

Monitoring

Plaid's API documentation was momentarily inaccessible due to a permissions change. We expect this incident to be fully resolved.

Report: "Elevated errors for Transactions endpoints"

Last update
resolved

/transactions/get requests experienced elevated error rates for 5 minutes. This issue has been mitigated and the incident has been resolved.

Report: "Elevated errors for Transactions endpoints"

Last update
Resolved

/transactions/get requests experienced elevated error rates for 5 minutes. This issue has been mitigated and the incident has been resolved.

Report: "Transaction Updates Delayed"

Last update
resolved

Transaction update rate restored.

monitoring

We are continuing to monitor for any further issues.

monitoring

We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

Report: "Transaction Updates Delayed"

Last update
Resolved

Transaction update rate restored.

Update

We are continuing to monitor for any further issues.

Monitoring

We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

Report: "Elevated API errors"

Last update
resolved

The issue has been resolved.

monitoring

This issue has been mitigated. We are closely monitoring our systems as we recover.

investigating

We are continuing to investigate this issue.

investigating

We are currently experiencing elevated error rates for API calls. We are actively investigating and working to mitigate this issue.

Report: "Elevated API errors"

Last update
Resolved

The issue has been resolved.

Monitoring

This issue has been mitigated. We are closely monitoring our systems as we recover.

Update

We are continuing to investigate this issue.

Investigating

We are currently experiencing elevated error rates for API calls. We are actively investigating and working to mitigate this issue.

Report: "Dashboard Production Requests Maintenance"

Last update
Completed

The scheduled maintenance has been completed.

In progress

Scheduled maintenance is currently in progress. We will provide updates as necessary.

Scheduled

In the dashboard, customers will be unable to request production access for 10-15 minutes. During this time, drafts will still be saved but production requests will not be submitted successfully.

Report: "Dashboard degraded"

Last update
resolved

The issue is resolved.

monitoring

A fix is in place and we are monitoring for any further issues.

monitoring

We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

investigating

We are seeing elevated error rates in the Plaid Dashboard. We are currently investigating.

Report: "Dashboard degraded"

Last update
Resolved

The issue is resolved.

Update

A fix is in place and we are monitoring for any further issues.

Monitoring

We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

Investigating

We are seeing elevated error rates in the Plaid Dashboard. We are currently investigating.

Report: "Service Disruption Impacting Wells Fargo connections"

Last update
resolved

This incident has been resolved.

investigating

We are currently investigating this issue.

Report: "Service Disruption Impacting Chase connections"

Last update
resolved

This incident has been resolved.

investigating

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Elevated API errors on Payment Initiation API (UK & EU)"

Last update
resolved

All systems are operational now.

monitoring

We've spotted that something has gone wrong. We have deployed a fix. We are currently monitoring.

investigating

The Payment Initiation API (UK & EU) is currently experiencing a degradation, and requests may fail with a 500 HTTP status error code. We are actively investigating and will update this incident as we have more updates.

Report: "Transaction Updates Delayed"

Last update
resolved

This incident has been resolved.

monitoring

This incident has been resolved.

monitoring

We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

Report: "RTP Transfer Processing Delays"

Last update
resolved

This incident has been resolved

monitoring

TCH has indicated they have resolved the issue. We are seeing delayed RTP transfers gradually getting processed and will continue to monitor.

investigating

Some RTP transfer are experiencing delays because of a service disruption in TCH network https://www.theclearinghouse.org/Service-Status Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments may be delayed. We are actively monitoring and will update this incident as it is resolved.

Report: "IDV Performance Degradation"

Last update
resolved

Impact has been resolved.

monitoring

Identity Verification has resumed normal service. We are closely monitoring our systems as we recover.

investigating

Identity Verification is experiencing a degradation in performance. This applies to Lightning checks. We are actively investigating and working to mitigate this issue.

Report: "Link performance degradation"

Last update
resolved

Link experienced degraded performance. Users would have experienced timeouts and possibly hung sessions on Tuesday, February 18th from 09:19 PT - 09:22 PT. This incident has been resolved.

Report: "Increased Error Rates in Sandbox"

Last update
resolved

This incident has been resolved.

monitoring

A fix has been implemented and we are monitoring the results.

investigating

We have detected elevated error rates in Plaid's sandbox API, and are actively mitigating the issue.

Report: "Service Disruption Impacting Wells Fargo Connections"

Last update
resolved

This incident has been resolved.

investigating

Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

Report: "Increased Error Rates in Sandbox"

Last update
resolved

This incident has been resolved.

monitoring

We have mitigated the root cause and error rates have recovered for Plaid's sandbox API. We will continue to monitor the situation until further notice.

Report: "Elevated Chase errors"

Last update
resolved

This incident has been resolved.

identified

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Elevated API errors"

Last update
resolved

This incident has been resolved.

monitoring

We experienced elevated error rates for API calls on Sunday, February 09, 2025 from 03:46 PT - Sunday, February 09, 2025 03:48 PT. This incident has been mitigated.

Report: "Service Disruption Impacting NFCU, Regions, US Bank, and Huntington connections"

Last update
resolved

This incident has been resolved.

investigating

Several data partners are currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when the issue is resolved.

Report: "Chase Outage"

Last update
resolved

This incident has been resolved.

investigating

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and/or API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

Report: "Service Disruption Impacting Citi Bank connections"

Last update
resolved

This incident has been resolved.

investigating

We are observing issues impacting API calls and new connections to Citibank Online. We have notified Citibank Online and are working to root cause and resolve this issue as quickly as possible.

Report: "IDV Performance Degradation"

Last update
resolved

Identity Verification experienced a degradation in performance. This applied to Document verifications, which were taking 30-40 seconds longer to process. This degradation varied and users may have been impacted for 3 hours after the incident started. Normal processing times have been restored.

Report: "Transaction Updates Delayed"

Last update
resolved

Transaction update cadence is now at expected rate.

monitoring

We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

investigating

We are currently experiencing delays in our Transaction updates. We are actively investigating and working to mitigate this issue.

Report: "Elevated /transactions/recurring/get, /transactions/get, /transactions/sync endpoints errors"

Last update
resolved

We think the impact from the issue is over.

monitoring

/transactions/recurring/get, /transactions/get, /transactions/sync requests are experiencing elevated error rates. The impact should have been resolved at this time, we are currently monitoring.

Report: "IDV Performance Degradation"

Last update
resolved

This incident has been resolved.

monitoring

Identity Verification performance has been restored. We are closely monitoring our systems as we recover.

investigating

Identity Verification is experiencing a degradation in performance. This applies to Document checks. We are actively investigating and working to mitigate this issue.

Report: "Transfer API degradation"

Last update
resolved

This incident is now resolved.

monitoring

We have identified the underlying cause, and deployed the fix. The issue has been resolved, and we are actively monitoring.

investigating

The Transfer Authorization API is currently experiencing a degradation, and requests may fail with a APPROVED decision with an ERROR rationale code. We are actively investigating and will update this incident as we have more updates.

Report: "Service Disruption Impacting Chase connections"

Last update
resolved

This incident has been resolved.

identified

The issue has been identified and a fix is being implemented.

investigating

Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue

Report: "Link performance degradation"

Last update
resolved

This incident has been resolved.

investigating

We think the impact from the issue is over.

investigating

We are experiencing degraded performance with Link. The reCAPTCHA attempts are failing. We are actively investigating and working to mitigate this issue.

Report: "Elevated API errors"

Last update
resolved

This incident has been resolved.

monitoring

We experienced elevated error rates for API calls on Sunday, November 24, 2024 from 03:31 UTC - November 24, 2024 from 03:34 UTC. This issue has been mitigated. We are closely monitoring our systems as we recover.