Historical record of incidents for Plaid
Report: "Identity Verification downtime"
Last updateThe Identity Verification product experience downtime today from 10.14am UTC till 10.22am UTC. All systems are currently back operational.
Report: "Identity Verification API errors"
Last updateIdentity Verification endpoints are currently experiencing unexpected intermittent downtime due to cloud provider availability issues. We are actively investigating and working to mitigate this issue.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateWells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Wells Fargo Scheduled Maintenance"
Last updateWells Fargo is planning maintenance from 18:00-20:00 UTC on 3, June. During this window, we expect up to 120 minutes of downtime for Item adds, API calls and scheduled updates.
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Report: "Chase Scheduled Maintenance"
Last updateChase is planning maintenance from 01:00-03:00 UTC on 31, May. During this window, we expect up to 120 minutes of downtime for Item adds, API calls and scheduled updates.
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Report: "Link performance degradation in Sandbox"
Last updateThis incident has been resolved.
This issue has been mitigated. We are closely monitoring our systems as we recover.
We are experiencing degraded performance with Link in Sandbox. This impact is limited to the Sandbox environment and is not affecting production Link. We are actively investigating and working to mitigate this issue.
Report: "Link performance degradation in Sandbox"
Last updateWe are experiencing degraded performance with Link in Sandbox. This impact is limited to the Sandbox environment and is not affecting production Link. We are actively investigating and working to mitigate this issue.
Report: "API downtime"
Last updateThis incident has been resolved.
We are continuing to monitor for any further issues.
Our API is currently experiencing unexpected intermittent downtime with error rates less than 1% due to cloud provider availability issues. We are actively investigating and working to mitigate this issue.
Report: "API downtime"
Last updateWe are continuing to monitor for any further issues.
Our API is currently experiencing unexpected intermittent downtime with error rates less than 1% due to cloud provider availability issues.We are actively investigating and working to mitigate this issue.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "API downtime (Production)"
Last updateOur API experienced unexpected downtime on Thursday, May 22, 2025 from 05:55 PT - Thursday, May 22, 2025 05:59 PT and again on Thursday, May 22, 2025 from 06:16 PT - Thursday, May 22, 2025 06:20 PT . This incident has been resolved.
Report: "API downtime (Production)"
Last updateOur API experienced unexpected downtime on Thursday, May 22, 2025 from 05:55 PT - Thursday, May 22, 2025 05:59 PT. This incident has been resolved.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "API degradation (Sandbox)"
Last updateWe experienced elevated error rates for Sandbox API calls on Tuesday, May 13, 2025 from 11:00 ET to 13:40 ET. This incident has been resolved.
Report: "API degradation (Sandbox)"
Last updateWe experienced elevated error rates for Sandbox API calls on Tuesday, May 13, 2025 from 11:00 ET to 13:40 ET. This incident has been resolved.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Elevated Item add errors"
Last updateWe think the impact from the issue is over.
Plaid experienced elevated error rates for Item adds from 16:45 to 16:55 UTC. We are closely monitoring our systems as we recover.
Report: "Elevated Item add errors"
Last updatePlaid experienced elevated error rates for Item adds from 16:45 to 16:55 UTC.We are closely monitoring our systems as we recover.
Report: "Service Disruption Impacting Chase connections"
Last updateThis incident has been resolved.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Service Disruption Impacting Chase connections"
Last updateChase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Elevated API errors"
Last updateThis incident has been resolved.
We are experienced elevated error rates for /transactions/recurring/get API calls. We have mitigated the issue and are monitoring.
Report: "Transaction Updates Delayed"
Last updateImpact for the issue is over
We are currently experiencing delays in our Transaction updates. We have resolved the issue and are ramping updates back up linearly over the next few hours.
Report: "Link performance degradation for Plaid Check"
Last updateThis incident has been resolved.
This issue has been mitigated. We are closely monitoring our systems as we recover.
We are experiencing degraded performance with Link for Plaid Check (Consumer Report). AT&T users are experiencing errors with SMS messages. We have identified the root cause of the issue and are actively working to mitigate the impact.
Report: "Link performance degradation for Plaid Check"
Last updateWe are experiencing degraded performance with Link for Plaid Check (Consumer Report). AT&T users are experiencing errors with SMS messages. We have identified the root cause of the issue and are actively working to mitigate the impact.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateWells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Elevated /transfer/authorization/create errors"
Last updateThis incident has been resolved.
/transfer/authorization/create requests are experiencing elevated rates of approved transfers with `ERROR` decision rationale codes as of 3:00 AM PST
Report: "Elevated /transfer/authorization/create errors"
Last update/transfer/authorization/create requests are experiencing elevated rates of approved transfers with `ERROR` decision rationale codes
Report: "Service Disruption Impacting Capital One connections"
Last updateThis incident has been resolved.
Capital One is currently experiencing downtime impacting all channels and data recipients. Item adds are succeeding, however API calls through Plaid are impacted. We will provide an update when Capital One has resolved the issue.
Report: "Service Disruption Impacting Capital One connections"
Last updateCapital One is currently experiencing downtime impacting all channels and data recipients. Item adds are succeeding, however API calls through Plaid are impacted. We will provide an update when Capital One has resolved the issue.
Report: "Transfers API downtime"
Last updateThis incident has been resolved.
Our Transfers API has experienced downtime between 11:30 AM PST and 11:50 AM PST. We are actively investigating and working to mitigate this issue.
Report: "Transfers API downtime"
Last updateOur Transfers API has experienced downtime between 11:30 AM PST and 11:50 AM PST. We are actively investigating and working to mitigate this issue.
Report: "Elevated Asset Report generation delays and errors"
Last updateThis incident has been resolved.
This issue has been mitigated. We are closely monitoring our systems as we recover.
The issue has been identified and a fix is being implemented.
We are currently experiencing elevated delays and errors in Asset Report generation. We are actively investigating and working to mitigate this issue.
Report: "Elevated Asset Report generation delays and errors"
Last updateWe are currently experiencing elevated delays and errors in Asset Report generation. We are actively investigating and working to mitigate this issue.
Report: "Elevated Chase errors"
Last updateThis incident has been resolved.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Elevated Chase errors"
Last updateChase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Elevated API errors for Income Insights"
Last updateThis incident has been resolved.
The income insights product experienced elevated errors from 2:28 PM UTC to 2:40 PM UTC. This incident has been resolved.
Report: "Elevated API errors for Income Insights"
Last updateThe income insights product experienced elevated errors from 5:28 PM UTC to 5:40 PM UTC. This incident has been resolved.
Report: "Scheduled maintenance"
Last updatePlaid is planning maintenance from 6:00-9:00 UTC on the 2nd of April. During this window, we expect up to 5 minutes of downtime for all API routes.
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Report: "Elevated API errors on /identity_verification/create"
Last updateA full fix has been released and the issue has been resolved
We've released a fix for /identity_verification/create and requests are being processed normally again.
We have identified an issue with some API requests to /identity_verification/create not being accepted. A rollback is being deployed.
Report: "Elevated API errors on /identity_verification/create"
Last updateWe have identified an issue with some API requests to /identity_verification/create not being accepted. A rollback is being deployed.
Report: "Documentation page inaccessible"
Last updateMarking as resolved.
Plaid's API documentation was momentarily inaccessible due to a permissions change. We expect this incident to be fully resolved.
Report: "Documentation page inaccessible"
Last updateMarking as resolved.
Plaid's API documentation was momentarily inaccessible due to a permissions change. We expect this incident to be fully resolved.
Report: "Elevated errors for Transactions endpoints"
Last update/transactions/get requests experienced elevated error rates for 5 minutes. This issue has been mitigated and the incident has been resolved.
Report: "Elevated errors for Transactions endpoints"
Last update/transactions/get requests experienced elevated error rates for 5 minutes. This issue has been mitigated and the incident has been resolved.
Report: "Transaction Updates Delayed"
Last updateTransaction update rate restored.
We are continuing to monitor for any further issues.
We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.
Report: "Transaction Updates Delayed"
Last updateTransaction update rate restored.
We are continuing to monitor for any further issues.
We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.
Report: "Elevated API errors"
Last updateThe issue has been resolved.
This issue has been mitigated. We are closely monitoring our systems as we recover.
We are continuing to investigate this issue.
We are currently experiencing elevated error rates for API calls. We are actively investigating and working to mitigate this issue.
Report: "Elevated API errors"
Last updateThe issue has been resolved.
This issue has been mitigated. We are closely monitoring our systems as we recover.
We are continuing to investigate this issue.
We are currently experiencing elevated error rates for API calls. We are actively investigating and working to mitigate this issue.
Report: "Dashboard Production Requests Maintenance"
Last updateThe scheduled maintenance has been completed.
Scheduled maintenance is currently in progress. We will provide updates as necessary.
In the dashboard, customers will be unable to request production access for 10-15 minutes. During this time, drafts will still be saved but production requests will not be submitted successfully.
Report: "Dashboard degraded"
Last updateThe issue is resolved.
A fix is in place and we are monitoring for any further issues.
We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.
We are seeing elevated error rates in the Plaid Dashboard. We are currently investigating.
Report: "Dashboard degraded"
Last updateThe issue is resolved.
A fix is in place and we are monitoring for any further issues.
We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.
We are seeing elevated error rates in the Plaid Dashboard. We are currently investigating.
Report: "Service Disruption Impacting Wells Fargo connections"
Last updateThis incident has been resolved.
We are currently investigating this issue.
Report: "Service Disruption Impacting Chase connections"
Last updateThis incident has been resolved.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Elevated API errors on Payment Initiation API (UK & EU)"
Last updateAll systems are operational now.
We've spotted that something has gone wrong. We have deployed a fix. We are currently monitoring.
The Payment Initiation API (UK & EU) is currently experiencing a degradation, and requests may fail with a 500 HTTP status error code. We are actively investigating and will update this incident as we have more updates.
Report: "Transaction Updates Delayed"
Last updateThis incident has been resolved.
This incident has been resolved.
We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.
Report: "RTP Transfer Processing Delays"
Last updateThis incident has been resolved
TCH has indicated they have resolved the issue. We are seeing delayed RTP transfers gradually getting processed and will continue to monitor.
Some RTP transfer are experiencing delays because of a service disruption in TCH network https://www.theclearinghouse.org/Service-Status Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments may be delayed. We are actively monitoring and will update this incident as it is resolved.
Report: "IDV Performance Degradation"
Last updateImpact has been resolved.
Identity Verification has resumed normal service. We are closely monitoring our systems as we recover.
Identity Verification is experiencing a degradation in performance. This applies to Lightning checks. We are actively investigating and working to mitigate this issue.
Report: "Link performance degradation"
Last updateLink experienced degraded performance. Users would have experienced timeouts and possibly hung sessions on Tuesday, February 18th from 09:19 PT - 09:22 PT. This incident has been resolved.
Report: "Increased Error Rates in Sandbox"
Last updateThis incident has been resolved.
A fix has been implemented and we are monitoring the results.
We have detected elevated error rates in Plaid's sandbox API, and are actively mitigating the issue.
Report: "Service Disruption Impacting Wells Fargo Connections"
Last updateThis incident has been resolved.
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
Report: "Increased Error Rates in Sandbox"
Last updateThis incident has been resolved.
We have mitigated the root cause and error rates have recovered for Plaid's sandbox API. We will continue to monitor the situation until further notice.
Report: "Elevated Chase errors"
Last updateThis incident has been resolved.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Elevated API errors"
Last updateThis incident has been resolved.
We experienced elevated error rates for API calls on Sunday, February 09, 2025 from 03:46 PT - Sunday, February 09, 2025 03:48 PT. This incident has been mitigated.
Report: "Service Disruption Impacting NFCU, Regions, US Bank, and Huntington connections"
Last updateThis incident has been resolved.
Several data partners are currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when the issue is resolved.
Report: "Chase Outage"
Last updateThis incident has been resolved.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and/or API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.
Report: "Service Disruption Impacting Citi Bank connections"
Last updateThis incident has been resolved.
We are observing issues impacting API calls and new connections to Citibank Online. We have notified Citibank Online and are working to root cause and resolve this issue as quickly as possible.
Report: "IDV Performance Degradation"
Last updateIdentity Verification experienced a degradation in performance. This applied to Document verifications, which were taking 30-40 seconds longer to process. This degradation varied and users may have been impacted for 3 hours after the incident started. Normal processing times have been restored.
Report: "Transaction Updates Delayed"
Last updateTransaction update cadence is now at expected rate.
We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.
We are currently experiencing delays in our Transaction updates. We are actively investigating and working to mitigate this issue.
Report: "Elevated /transactions/recurring/get, /transactions/get, /transactions/sync endpoints errors"
Last updateWe think the impact from the issue is over.
/transactions/recurring/get, /transactions/get, /transactions/sync requests are experiencing elevated error rates. The impact should have been resolved at this time, we are currently monitoring.
Report: "IDV Performance Degradation"
Last updateThis incident has been resolved.
Identity Verification performance has been restored. We are closely monitoring our systems as we recover.
Identity Verification is experiencing a degradation in performance. This applies to Document checks. We are actively investigating and working to mitigate this issue.
Report: "Transfer API degradation"
Last updateThis incident is now resolved.
We have identified the underlying cause, and deployed the fix. The issue has been resolved, and we are actively monitoring.
The Transfer Authorization API is currently experiencing a degradation, and requests may fail with a APPROVED decision with an ERROR rationale code. We are actively investigating and will update this incident as we have more updates.
Report: "Service Disruption Impacting Chase connections"
Last updateThis incident has been resolved.
The issue has been identified and a fix is being implemented.
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue
Report: "Link performance degradation"
Last updateThis incident has been resolved.
We think the impact from the issue is over.
We are experiencing degraded performance with Link. The reCAPTCHA attempts are failing. We are actively investigating and working to mitigate this issue.
Report: "Elevated API errors"
Last updateThis incident has been resolved.
We experienced elevated error rates for API calls on Sunday, November 24, 2024 from 03:31 UTC - November 24, 2024 from 03:34 UTC. This issue has been mitigated. We are closely monitoring our systems as we recover.