Monzo Bank

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Last checked from Monzo Bank's official status page

Historical record of incidents for Monzo Bank

Report: "Our phones lines have gone down, and we're working to fix them as soon as we can"

Last update
resolved

This incident has been resolved.

investigating

We're currently investigating the issue, and will provide an update soon.

Report: "We're experiencing some issues at the moment"

Last update
resolved

We've fully resolved the problems we saw this morning and everything is now back to normal

identified

We've identified the cause of the problem and we're working on a fix. We're currently running the Monzo app in a backup mode but you're still able to use your card as usual, make ATM withdrawals, and receive inbound and make outbound bank transfers.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Global IT outage: Our services are working as normal"

Last update
resolved

Our third parties have fixed the issues caused by the global IT outage. All services are working as normal.

monitoring

You can now pay in cheques through the app again and we’ll process them as normal.

monitoring

Monzo isn’t directly impacted by the global Crowdstrike and Microsoft IT outage and our services are working as normal. You can make payments and do your day-to-day banking as usual. The outage is impacting some of our third party suppliers, meaning submitting cheques in-app, crediting in-app cheque payments and viewing credit insights aren’t available right now. They'll be back up and running once the outage is fixed.

Report: "FPS Bank Transfer Issues"

Last update
resolved

The earlier problems affecting bank transfers have been resolved. Everything should be back to normal, but we're keeping an eye on it to be sure đź‘€

identified

We expect this to be solved soon.

identified

Bank transfers. We're aware that some high street banks may be be experiencing issues sending and receiving bank transfers from and to their accounts. We're monitoring the situation and expect this to be solved soon. Monzo's systems are unaffected.

Report: "Everything should have returned to normal"

Last update
resolved

Customers have confirmed this issue is resolved. Any customers still having issues should force close and re-open the app and if that doesn't do, reinstall the app. If the issue persists after that, please contact our support team.

monitoring

Our fix should be working for customers if they force close and reopen the app. We are monitoring to ensure this has resolved the issue. Thank you for your patience.

investigating

We have implemented a fix that we expect to resolve the issues. Customers are advised to fully close and restart their Monzo app and that should fix the issues, if it does not please contact our support team.

investigating

We are investigating reports of app loading issues across Home, Trends and Pots for a portion of iOS customers.

investigating

We are investigating reports of app issues for iOS customers.

investigating

We are investing reports of app issues for iOS customers.

Report: "Searching within Help is back!"

Last update
resolved

All clear! We’ve sorted out the problems with searching within Help. Thanks for hanging in there while we got to the bottom of things ❤️

identified

The problems affecting search within Help aren’t fixed yet. This might impact your ability to chat to us. But we’re still hard at work to get everything back up and running 💪

identified

Searching within Help is currently not working. This may impact your ability to chat to us. We’re aware of the problem and hope to have everything back up and running soon.

Report: "We're experiencing longer than usual wait times at the moment"

Last update
resolved

This incident has been resolved.

monitoring

We are particularly busy at the moment, which means customers are having a much longer wait time than normal and we’re really sorry about this. We will answer your chat as soon a possible

investigating

We are particularly busy at the moment, which means customers are having a much longer wait time than normal and we’re really sorry about this. We will answer your chat as soon a possible

investigating

We are particularly busy at the moment, which means customers are having a much longer wait time than normal and we’re really sorry about this. We will answer your chat as soon a possible

Report: "We're identified an issue impacting payments at the moment"

Last update
resolved

The issue is now resolved

investigating

We've identified a third party issue impacting card payments. When you try to use your card it may not work. We are working with partners to fix this issue.

Report: "We're experiencing issues receiving customer phone calls"

Last update
resolved

We're getting all the information we need to fix this and will update the status page as soon as we can. We recommend using our in-app help and chat, or emailing us at help@monzo.com if you need support.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can. We recommend using our in-app help and chat, or emailing us at help@monzo.com if you need support.

Report: "We're experiencing some issues sending outbound international payments"

Last update
resolved

The earlier problems affecting outbound international payments are now fixed 🎉 Everything should be back to normal, but let us know if you experience anything unusual.

investigating

We've observed that outbound international payments might not be being sent successfully. We're currently investigating.

Report: "We were experiencing some issues at the moment with verifying online payments"

Last update
resolved

Services are available again, this issue is over. Customers were unable to approve payments made online, and Monzo.me links were not available. Other banking functions are working normally.

monitoring

Services are available again, we're continuing to monitor closely. Customers were unable to approve payments made online, and Monzo.me links were not available. Other banking functions are working normally.

investigating

Customers are currently unable to approve payments made online, and Monzo.me links are not available. Other banking functions are working normally. We are investigating with our network providers and will provide more updates soon.

Report: "Problems sending and receiving payments to Santander."

Last update
resolved

We are aware that Santander are having trouble receiving bank transfers at the moment. Please try again at a later time. Thank you!

investigating

We are aware that Santander are having trouble receiving bank transfers at the moment. Please try again at a later time. Thank you!

Report: "This issue has been resolved."

Last update
resolved

This incident has been resolved.

investigating

Currently, bank transfers to Lloyds banking group are not going through due to issues with them receiving payments. Please try sending the payment through again at a later time. Thank you!

investigating

Currently, bank transfers to Lloyds banking group are not going through due to issues with them receiving payments. Please try sending the payment through again at a later time. Thank you!

Report: "Issues with outbound international payments should be resolved now"

Last update
resolved

This incident has been resolved.

investigating

The earlier problems affecting outbound international payments look to be resolved. Everything should be back to normal, but we’re keeping an eye on it to be sure

investigating

We're currently aware that outbound international payments made in-app via Wise are not working.

investigating

We're currently aware that outbound international payments made in-app via Wise are not working. We're currently investigating.

Report: "Inbound calls are now working as normal again"

Last update
resolved

This incident has been resolved.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Our wait times on chat are longer than we’d like at the moment"

Last update
resolved

This incident has been resolved.

identified

The issue has been identified and a fix is being implemented.

Report: "All our systems are back up and running"

Last update
resolved

All systems are operational again

monitoring

We've restarted the impacted system and are monitoring closely.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Resolved"

Last update
resolved

We've resolved the issues with the Monzo app and payments from yesterday. All payments, including Get Paid Early payments, should have now gone through. Please let us know if you need any help. We're really sorry about this, thanks for bearing with us.

monitoring

The earlier problems affecting payments look to be resolved. Everything should be back to normal, but we're keeping an eye on it to be sure đź‘€

monitoring

We've now fixed the issues with the Monzo app and payments – please re-try any payments that didn't go through.

monitoring

We've now fixed the issues with the Monzo app and payments – please re-try any payments that didn't go through.

monitoring

We've now fixed the issues with the Monzo app and payments – please re-try any payments that didn't go through.

monitoring

Get paid early payments are currently delayed, we expect all payments to be completed in the next hour

monitoring

We're monitoring the situation and will continue to provide updates

identified

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "ClearScore notifications"

Last update
resolved

ClearScore is a platform that allows you to access your credit report and shows the data that Equifax has. The reason you’ve received this recent notification is because we’ve recently started reporting to Equifax. You can read more about what we report and why in this blog post: https://monzo.com/blog/monzo-reports-to-all-credit-reference-agencies-cras-equifax-experian-transunion

monitoring

ClearScore is a platform that allows you to access your credit report and shows the data that Equifax has. The reason you’ve received this recent notification is because we’ve recently started reporting to Equifax. You can read more about what we report and why in this blog post: https://monzo.com/blog/monzo-reports-to-all-credit-reference-agencies-cras-equifax-experian-transunion

monitoring

ClearScore is a platform that allows you to access your credit report and shows the data that Equifax has. The reason you’ve received this recent notification is because we’ve recently started reporting to Equifax. You can read more about what we report and why in this blog post: https://monzo.com/blog/monzo-reports-to-all-credit-reference-agencies-cras-equifax-experian-transunion

Report: "Lending applications should be working again"

Last update
resolved

The issue with the credit reference agency is now resolved.

monitoring

The issue with our credit reference agency has re-occurred, applications for overdrafts, loans, and Monzo Flex may not work currently.

monitoring

The credit reference agency has told us the issue should be resolved, we're slowly re-opening lending applications and will continue to monitor the situation.

investigating

We're currently experiencing some issues processing lending applications due to an issue at a credit reference agency. This will impact applications to take out overdrafts, loans, and Monzo Flex. We're investigating the issue with them now and will provide updates as soon as we have them.

investigating

We're currently experiencing some issues processing lending applications due to a an issue at a credit reference agency. This will impact applications to take out overdrafts, loans, and Monzo Flex. We're investigating the issue with them now and will provide updates as soon as we have them.

Report: "We're experiencing some issues at the moment"

Last update
resolved

The earlier problems are now fixed 🎉 Everything should be back to normal, but let us know if you experience anything unusual.

monitoring

The earlier problems look to be resolved. Everything should be back to normal, but we're keeping an eye on it to be sure đź‘€

identified

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Longer than usual wait times"

Last update
resolved

This incident has been resolved.

investigating

We are experiencing longer than usual wait times. We apologise for any inconvenience, thanks for your patience.

Report: "We're experiencing some issues at the moment"

Last update
resolved

This incident has been resolved.

monitoring

We are aware of an issue that may have seen you experience a declined payment. We have looked into this and everything should now be up and running again. We apologise for the inconvenience cause.

Report: "We're experiencing some issues at the moment"

Last update
resolved

Things are back to normal now.

monitoring

The issues we've been experiencing with the tools we use to speak to customers have now been resolved, but we're a bit busier than normal so please bear with us and we'll get back to you ASAP. Thanks for your patience.

investigating

We're experiencing some issues with the tools we use to speak to customers at the moment, so it'll take us longer to get back to your messages - please bear with us. We're also experiencing issues with login. We're working on a fix and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Online payments are back to normal operation"

Last update
resolved

Earlier today some customers were having issues making payments online. This issue is now resolved and payments should be working as normal.

investigating

We are aware some customers are having issues making payments online. If you are experiencing problems, please wait a little while and try again.

Report: "We're experiencing longer than usual chat wait times at the moment"

Last update
resolved

The longer than usual wait times have been resolved. In-app chat now has usual wait times.

investigating

We're currently experiencing longer than usual wait times for in-app chat. If your issue is not urgent, please consider coming back later.

Report: "We're aware some customers were having issues making online payments"

Last update
resolved

Customers with issues making online payments overnight through 3DS version 2 should be able to try again now successfully. âś…

identified

We are aware some customers are having issues making payments online. If you are experiencing problems, please wait a little while and try again. We are investigating the issue and will resolve it as soon as possible.

Report: "We're experiencing some issues at the moment"

Last update
resolved

The longer than usual wait times have been resolved. In-app chat now has usual wait times.

investigating

We're currently experiencing longer than usual wait times for in-app chat. If your issue is not urgent, please consider coming back later.

investigating

We're currently experiencing longer than usual wait times. If your issue is not urgent, please consider coming back later.

Report: "We're experiencing some issues with calls at the moment"

Last update
resolved

We've fixed the issue and calls and texts are now working as normal. Sorry for the inconvenience!

identified

We’ve identified the issue which is causing issues for calls right now and we’re working on a fix. In the meantime, we can't answer support calls so if you need to contact us urgently, please use the in-app chat if possible. SMS texts were also briefly affected but we've now fixed this. We’ll post updates here as we know more.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "We're experiencing some issues at the moment"

Last update
resolved

This issue has now been resolved, and there is no further impact.

identified

Due to experiencing minor issues this morning we currently are experiencing longer than normal wait times for a reply in chat and calls. These issues are now resolved and we're working on getting back to customers as quickly as possible.

Report: "We're experiencing some issues accepting calls at the moment"

Last update
resolved

This issue has now been resolved, and there is no further impact.

monitoring

This issue has now been resolved and we are currently monitoring our customer support systems closely for any further impact.

investigating

We're having some issues accepting calls right now, so it may take a while to reach our team via phone. If you can, please contact us through the in-app chat instead. We're investigating the issue and will provide an update as soon as we know more.

Report: "Transactions were delayed"

Last update
resolved

We identified an issue affecting some customers from 15:48 BST until 15:52 BST. This issue has now been resolved and we believe there is no longer any further impact. Delayed transactions should now be visible within your app. If you have any issues, please get in touch with us in the app. Our customer support team is very busy right now but we will endeavour to get back to you as soon as we can.

monitoring

We identified an issue affecting some customers from 15:48 BST until 16:08 BST. This issue has now been resolved. Some card transactions may be delayed. If your card was declined it is safe to retry payment. If your transaction was accepted, you should see the transaction in your Monzo app in the next few minutes. We are currently monitoring our systems closely for any further impact. We'll update you as soon as we know more, thank you for bearing with us.

monitoring

We identified an issue affecting some customers from 15:48 BST until 16:08 BST. This issue has now been resolved and we are currently monitoring our systems closely for any further impact. We'll update you as soon as we know more, thank you for bearing with us.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Some calls are dropping out or not connecting"

Last update
resolved

Our phone lines should be back to normal. We'll keep an eye on things, and sorry if it caused you any problems!

identified

Our phone lines are having some trouble, and some calls aren't connecting properly. If it's urgent but you can't get through, please chat to us in the app or try the phone again. We're working on a fix as fast as we can.

Report: "Bank transfers are taking longer than normal to arrive"

Last update
resolved

Bank transfers are arriving normally and we've received all delayed transactions.

monitoring

Some bank transfers are taking longer than normal to arrive. These should arrive shortly, so please don't retry.

Report: "Monzo connectivity and card verification issues"

Last update
resolved

We're seeing a recovery for app connectivity and card verification related to a wider Cloudflare issue. We continue to monitor the situation and we'll let you know if anything changes.

monitoring

We're seeing a recovery for app connectivity and card verification related to a wider Cloudflare issue. We continue to monitor the situation and we'll let you know if anything changes.

investigating

We’ve identified an issue related to Cloudflare affecting the Monzo app and online card verification. We are currently monitoring the issue and will post more updates as we know more.

investigating

We’ve identified an issue with reaching the Monzo app and online card transaction verification. We are currently investigating and will post more updates when we know more information.

Report: "Issues adding cards to Google Pay and Apple Pay"

Last update
resolved

You can add your Monzo card to Apple Pay and Google Pay again! We're keeping an eye out for any issues.

investigating

Most users are able to add their Monzo card to Google Pay and Apple Pay again, but we are keeping an eye on the issue. We are working with Mastercard to confirm that the issues have been resolved.

investigating

We are aware that some customers are unable to add their cards to Google Pay and Apple Pay, just like this morning. We are working with Mastercard to resolve this.

Report: "Issues adding cards to Google/Apple Pay"

Last update
resolved

We are aware some customers are unable to add their cards to Google Pay and Apple Pay. This is an issue across multiple Mastercard cards and we are looking to resolve this soon. Please try again later today.

identified

We are aware some customers are unable to add their cards to Google Pay and Apple Pay. This is an issue across multiple Mastercard cards and we are looking to resolve this soon. Please try again later today.

Report: "Some card transactions made earlier tonight are delayed"

Last update
resolved

All our services are operating normally right now and all delayed transactions are available in-app. We're working hard to get back to you as soon as possible

monitoring

All our services are operating normally right now and all delayed transactions are available in-app. We're really busy right now but we're working to get back to you within the next few hours.

monitoring

All our services are operating normally right now. Transactions you made earlier tonight are still delayed, and we expect to fix those in the next few hours. We're monitoring the situation closely and we're about the issues earlier tonight. We're really busy right now but we're working to get back to you within the next few hours.

monitoring

Bank transfers may have been delayed. If you have sent a bank transfer, please do not retry unless it has been returned to your account Card transactions were affected, if your card declined earlier it is now safe to retry. Transactions are still delayed so you might not see an instant notification and feed items for card transactions you made earlier. We expect these to be fixed in the next few hours

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "We're experiencing some issues at the moment"

Last update
resolved

Since Saturday 27 June, some customers haven’t been able to withdraw money from a number of ATMs. This issue affects some withdrawal attempts made with a Mastercard card. The ATM operator’s working to fix this issue as soon as possible If you have problems withdrawing cash in the meantime, please try another machine. Alternatively, if you have a card on another network (not Mastercard), this may also work.

identified

Since Saturday 27 June, some customers haven’t been able to withdraw money from a number of ATMs. This issue affects some withdrawal attempts made with a Mastercard card. The ATM operator’s working to fix this issue as soon as possible If you have problems withdrawing cash in the meantime, please try another machine. Alternatively, if you have a card on another network (not Mastercard), this may also work.

identified

Since Saturday 27 June, some customers haven’t been able to withdraw money from a number of ATMs. This issue affects all withdrawal attempts made with a Mastercard card. The ATM operator’s working to fix this issue as soon as possible If you have problems withdrawing cash in the meantime, please try another machine. Alternatively, if you have a card on another network (not Mastercard), this may also work.

Report: "We were experiencing issues with bank transfers"

Last update
resolved

We’ve resolved an issue with bank transfers that resulted in small amount being delayed for up to 5 minutes. If a transfer into a Monzo account has not arrived, please ask the sender to retry the transfer if it was returned to the sending account. We apologise for the inconvenience.

investigating

We are experiencing intermittent problems when sending Faster Payments. Some faster payments could be delayed by a up to a couple of minutes.

investigating

We are investigating an issue with faster payments. Bank transfers may be delayed or not work as intended expected.

Report: "Some merchants have sent duplicate payments"

Last update
resolved

This has been completed, all affected customers should now have been refunded.

identified

This has been completed, all affected customers should now have been refunded.

identified

We're in the process of refunding duplicate payments; customers affected should receive a refund shortly. We'd also like to apologise for our delay in doing this, and thank you for your patience.

identified

This morning some merchants were identified as submitting duplicate payments. We are working with these merchants and their banks to refund these payments and will keep you updated.

identified

This morning some merchants were identified as submitting duplicate payments. We will be working with these merchants and their banks to refund these payments and will keep you updated.

Report: "Some banks were unable to send or accept bank transfers"

Last update
resolved

Bank transfers have been processing normally. Please check the Help section in your Monzo App if you're still having trouble sending or receiving payments.

monitoring

We are aware that an issue affecting bank transfers to certain banks have been fixed by the affected banks. If you have a declined bank transfer in your app, it is safe to send it again.

identified

The impacted banks are still having issues accepting faster payments which may cause standing orders to be declined. If your payment is declined please try again later once the issues are resolved.

identified

We are aware of certain banks having trouble accepting faster payments, as well as sending payments. If you are having trouble making a payment, or are expecting a payment to come in, it may take some time. We apologise for the inconveniences.

identified

We are aware of certain banks having trouble accepting faster payments, as well as sending payments. If you are having trouble making a payment, or are expecting a payment to come in, it may take some time. We apologise for the inconveniences.

Report: "We're having problems with scheduled payments. We’re working hard to fix it 🛠"

Last update
resolved

All delayed scheduled payments have now been sent. If you have any questions please get in touch with our customer operations team via the in-app chat.

investigating

There's a delay sending scheduled payments this morning and our engineers are working hard to resolve the issue. In the meantime, please don't try to send any delayed scheduled payment manually, as this payment will be sent automatically once we've fixed the issue causing the delay.

Report: "Delays to Mastercard ID Check text messages"

Last update
resolved

This issue has now been resolved and any delayed SMS messages have been delivered.

monitoring

We had a brief issue sending these text messages. If you’re attempting to complete a payment and are being asked to complete this check, please request a new code. If you receive a message later today, it can be safely ignored.

Report: "We're experiencing some issues at the moment"

Last update
resolved

We're getting all the information we need to fix this and will update the status page as soon as we can.

investigating

We're getting all the information we need to fix this and will update the status page as soon as we can.

Report: "Some declined ATM withdrawals from Lloyds and Halifax are arriving late"

Last update
resolved

We're not seeing any new reports of delayed ATM withdrawals, but we're still monitoring the situation

monitoring

We've noticed that some customers are getting a delayed notification of a failed ATM withdrawal from the last few days. If you remember a Lloyds or Halifax ATM not working recently, then a declined withdrawal notification is nothing to worry about. If you're not sure you used that ATM, please get in touch

Report: "Late declined ATM withdrawals from Lloyds and Halifax"

Last update
resolved

This incident has been resolved.

identified

We’ve noticed that some customers are getting a delayed notification of a failed ATM withdrawal from the last few days. If you remember a Lloyds or Halifax ATM not working recently, then a declined withdrawal notification is nothing to worry about. If you’re not sure you used that ATM, please get in touch.

Report: "Payments from Nationwide may be delayed"

Last update
resolved

Nationwide payments seem to be processing properly. We will continue to monitor

monitoring

We’ve noticed that FPS payments to and from Nationwide are taking a while to arrive due to a service disruption at Nationwide. Don’t worry, your payments should still arrive eventually. Unless your payment has been returned to your account, please don't try to send it again

monitoring

We’ve noticed that FPS payments to and from Nationwide are taking a while to arrive due to a service disruption at Nationwide. Don’t worry, your payments should still arrive eventually.

Report: "We're experiencing some issues at the moment"

Last update
resolved

We’ve resolved issues with the Monzo app, payments and chat. We’re continuing to keep an eye on them. Response times for your chat may be delayed while we get back to everyone

monitoring

We’ve resolved issues with the Monzo app, payments and chat. We’re continuing to keep an eye on them. Response times for your chat may be delayed while we get back to everyone

investigating

At the moment, we're investigating issues with the Monzo app and chat. You may not be able to log in to the Monzo app, and payments might fail. We're working to fix it as soon as possible. (edited)

Report: "We've fixed the earlier problems with chat and calls. Everything's back to normal."

Last update
resolved

We are sorry about the inconvenience this may have caused. Everything should be back to normal now.

investigating

We're currently investigating an issue with chat and calls at the moment and will update the status page as soon as we can.